# Read-only catalogue of fund allocations available to workplace workers

**GET /fund_allocations**

Read-only catalogue of fund allocations available to workplace workers.
Each item is mapped from the `FundAllocation` row (nullable fields are returned as null).
`annual_return_percent` is intentionally omitted (not shown in the member app;
compliance TBD).



## Servers
- https://payroll-api.getpenfold.dev/v4: https://payroll-api.getpenfold.dev/v4 ()


## Authentication methods
- O auth2 client credentials


## Parameters




## Responses
### 200
Fund allocation catalogue retrieved successfully.

#### Body: application/json (array[object])
- **id** (string)

- **name** (string)

- **description** (string | null)

- **provider** (string | null)

- **risk_level** (integer | null)

- **indicative_annual_fee_percent** (number)
  Indicative combined annual fee percentage (Penfold administration fee at the
  lowest pot threshold plus fund manager charge), using the same calculation
  as the member app fund wizard but not personalised per worker or employer
  bespoke rates. Catalogue entries assume a workplace worker with no pot value.


### 401
Unauthorized.

#### Body: application/json (object)
- **error** (string)
  A descriptive error message.


### 405
Method not allowed

#### Body: application/json (object)
- **error** (string)
  A descriptive error message.



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